KYC Module Documentation

Overview

The KYC (Know Your Customer) module provides comprehensive customer identity verification and compliance functionality for the telecommunications platform. This module handles customer due diligence, document verification, and regulatory compliance for customer onboarding and ongoing monitoring.

Purpose

Manage customer identity verification processes
Handle document collection and verification
Ensure regulatory compliance for customer onboarding
Provide risk assessment and monitoring capabilities
Support anti-money laundering (AML) requirements

Module Information

Path: src/app/kyc
Module File: kyc.module.ts
Routing File: kyc-routing.module.ts
Lazy Loaded: Yes

Components

KycComponent

File: kyc/kyc.component.ts
Purpose: Main KYC management interface
Features:
KYC dashboard and overview
Customer verification status tracking
Document management interface
Risk assessment display
Compliance status monitoring
Verification workflow management

KycPdfComponent

File: kyc-pdf/kyc-pdf.component.ts
Purpose: KYC document and PDF generation
Features:
KYC report generation
Compliance document creation
Verification certificate generation
Document formatting and templates
Digital signature integration
Audit trail documentation

Services

KycService

File: kyc.service.ts
Purpose: Core KYC operations
Key Methods:
Customer verification processing
Document validation and verification
Risk assessment calculations
Compliance status management
Verification workflow coordination

KycmaintainService

File: kycmaintain.service.ts
Purpose: KYC maintenance and monitoring
Key Methods:
Ongoing customer monitoring
Periodic review scheduling
Document expiry tracking
Compliance maintenance
Risk profile updates

File Structure


src/app/kyc/
├── kyc/
│   ├── kyc.component.ts
│   ├── kyc.component.html
│   ├── kyc.component.css
│   └── kyc.component.spec.ts
├── kyc-pdf/
│   ├── kyc-pdf.component.ts
│   ├── kyc-pdf.component.html
│   ├── kyc-pdf.component.css
│   └── kyc-pdf.component.spec.ts
├── kyc.service.ts
├── kyc.service.spec.ts
├── kycmaintain.service.ts
├── kyc-routing.module.ts
└── kyc.module.ts



Dependencies

Internal Modules:
SharedModule (UI components, utilities)
AuthenticationModule (user authentication)
UsermanagementModule (customer data)
External Libraries:
Angular Common
Angular Forms
Angular Router
File upload components
PDF generation libraries
OCR libraries (for document scanning)


Routes Configuration

Base Route: /kyc


Child Routes:

/kyc/dashboard - KYC overview dashboard

/kyc/verification - Customer verification interface

/kyc/documents - Document management

/kyc/reports - KYC reporting

/kyc/compliance` - Compliance monitoring

Key Features

Customer Verification

Identity document verification
Address proof verification
Biometric verification support
Video call verification
Digital identity verification
Third-party verification integration

Document Management

Document upload and storage
Document type classification
OCR and text extraction
Document authenticity verification
Expiry date tracking
Version control

Risk Assessment

Customer risk profiling
Risk scoring algorithms
PEP (Politically Exposed Person) screening
Sanctions list checking
Adverse media screening
Country risk assessment

Compliance Monitoring

Regulatory requirement tracking
Compliance status monitoring
Audit trail maintenance
Regulatory reporting
Policy enforcement

KYC Process Workflow

Initial Onboarding

1. Customer Registration

- Basic information collection

- Initial risk screening

- Document requirements determination

2. Document Collection

- Identity document upload

- Address proof collection

- Additional documentation as required

- Document quality verification

3. Verification Process

- Document authenticity check

- Information cross-validation

- Third-party verification

- Manual review if required

4. Risk Assessment

- Risk score calculation

- Compliance checks

- Decision making

- Approval or rejection

Ongoing Monitoring

1. Periodic Reviews

- Regular customer review scheduling

- Risk profile updates

- Document refresh requirements

- Compliance status verification

2. Continuous Monitoring

- Transaction monitoring

- Behavioral analysis

- Sanctions list screening

- Adverse media monitoring

Integration Points

With User Management Module

Customer profile integration
Account status synchronization
User verification status updates
Profile completion tracking

With Authentication Module

Verification status in authentication
Enhanced security for verified users
Multi-factor authentication integration
Identity confirmation

With Billing Module

Verification requirements for services
Risk-based pricing
Compliance-based billing
Service restrictions based on KYC status

Security Features

Data Protection

Encrypted document storage
Secure data transmission
GDPR compliance
Data retention policies
Right to erasure support

Access Control

Role-based access to KYC data
Need-to-know access principles
Audit logging for all access
Secure document viewing
Permission-based operations

Privacy Compliance

Personal data protection
Consent management
Data minimization
Purpose limitation
Transparency requirements

Compliance Standards

Anti-Money Laundering (AML)

Customer Due Diligence (CDD)
Enhanced Due Diligence (EDD)
Simplified Due Diligence (SDD)
Suspicious Activity Reporting (SAR)
Record keeping requirements

Counter-Terrorism Financing (CTF)

Terrorist financing screening
Sanctions list compliance
High-risk country monitoring
Suspicious transaction reporting

Data Protection Regulations

GDPR compliance
CCPA compliance
Local data protection laws
Cross-border data transfer rules

Performance Features

Asynchronous document processing
Batch verification operations
Optimized image processing
Efficient database queries
Caching for frequently accessed data

Usage Guidelines

For Compliance Officers

1. KYC Management:

- Monitor verification processes

- Review high-risk customers

- Handle compliance exceptions

- Generate regulatory reports

2. Risk Assessment:

- Configure risk parameters

- Review risk scores

- Handle escalations

- Update policies

For Customer Service

1. Customer Support:

- Assist with verification process

- Handle document issues

- Provide status updates

- Resolve verification problems

2. Document Management:

- Review submitted documents

- Request additional documentation

- Update customer records

- Handle re-verification requests

For Administrators

1. System Management:

- Configure KYC workflows

- Manage verification providers

- Monitor system performance